Shopping for health insurance shouldn’t be complicated. And it isn’t when you know who to contact for help.

Whether you’re exploring plans through the health insurance marketplace or through a private health insurance company, a plan representative, navigator or broker can help simplify your search. Each has a thorough understanding of their health insurance plans and can guide you toward the best fit for you.

They can also keep an eye on open enrollment periods to ensure you’re eligible and ready to sign up when your time comes. Let’s meet these experts.

Connect with a plan representative, your health insurance company expert

A health insurance plan representative is an expert in their company’s plan offerings. They can answer all questions and assist you in reviewing, understanding and deciding which of their health insurance plans will best meet your coverage needs and budget. If you’re already a member, they can even review your past use and coverage to match you with the plan that best fits your unique situation. And to make things even easier, they can sign you up or renew your plan as soon as you find the best option.

To get started, just contact your preferred insurance company to begin the conversation.

Interested in a HealthPartners plan? Connect with a HealthPartners plan representative whenever you’re ready.

Find your way with a health insurance marketplace navigator

As the name implies, a health insurance navigator is trained and certified to assist you in navigating and comparing plans within your state’s health insurance marketplace. They are required to remain unbiased, so they cannot recommend a specific plan. But they are invaluable in helping you understand the details of various plans and the enrollment and re-enrollment process. Navigators can also determine if you qualify for financial assistance. Their services provide balanced, educational information and are always free.

How to locate a navigator near you:

Minnesota residents can search for a navigator in the Assister Directory tool at MNsure.org. Wisconsin residents can use the find local help tool on HealthCare.gov.

Explore your options with a health insurance broker

An insurance broker is a licensed agent trained and certified in the insurance options offered by a variety of private health insurance companies. A health insurance broker can explain plan benefits and restrictions and help you compare options. And they will assist you in evaluating, selecting and enrolling in a plan based on your budget, health needs and location.

Have more questions about individual health insurance?

Our experts will help you find a health plan you’re confident in, no matter your situation.