HealthPartners Medicare Advantage plans in Minnesota bring medical and prescription drug coverage together in one plan. These plans have different benefits than our Medicare Supplement plans, so it’s a good idea to look at both for the fullest sense of what’s available.
Wondering if one of our Medicare Advantage plans is right for you? Let’s compare your options.
Unless otherwise indicated, the chart below lists what you pay:
| Plan details | Pace plan | Smart plan |
|---|---|---|
| Monthly premium | $20 or $40 | $0 |
| Might be a good fit if | You’d prefer to pay a higher premium for more comprehensive coverage, like lower out-of-pocket maximums and an allowance for non-Medicare-covered eyewear | You want a $0 premium plan with extra savings opportunities, like a monthly |
| Drug coverage (Part D) | Part D drug coverage included, starting at $0 for covered generics – | Part D drug coverage included, starting at $0 for covered generics – |
| In-network providers | Over 94,000 providers – | Over 94,000 providers – |
| In-network doctor visits | $0 copay (primary) / $55 copay (specialty) | $0 copay (primary) / $60 copay (specialty) |
| Out-of-pocket maximum | $7,150 in-network / $10,000 combined in and out of network | $9,850 in-network / $12,500 combined in and out of network |
| Medicare dental coverage | Coverage included for certain preventive care and certain comprehensive care, like two annual routine exams and cleanings. Additional optional dental coverage available. | Coverage included for certain preventive care and certain comprehensive care, like one annual routine exam and cleaning. Additional optional dental coverage available. |
| Learn more |
For more details on plan features and differences, refer to our Journey Summary of Benefits (PDF).
All plans feature a dental benefit that can be used for certain preventive care and certain comprehensive care. There aren’t any waiting periods for your dental benefits to start, and you can also add on supplemental Medicare dental coverage if you need more benefits.
Enjoy in-network cost sharing for up to nine months of U.S. travel, coverage for travel counseling from a health care provider, and worldwide emergency and urgent care coverage.
Stay healthy and happy by staying active. That’s why all plans include SilverSneakers, a fitness program for HealthPartners Medicare members that offers access to thousands of gyms and fitness centers nationwide, plus on-demand workout videos and much more.
If you’re looking for Medicare options other than a Medicare Advantage plan, you might consider a Medicare Supplement plan.
Out-of-network/non-contracted providers are under no obligation to treat Plan members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.
SilverSneakers® is a registered trademark of Tivity Health, Inc. © 2026 Tivity Health, Inc. All rights reserved.
Last updated October 2026
Y0095_005698_M Accepted 09/26/26
H2422_005698_M Accepted 09/26/26
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