2025 Medicare plans in North Dakota

North Dakota Medicare Cost plans designed for you

Searching for the right mix of cost and coverage from your new Medicare plan? High-value, low-cost HealthPartners® Freedom (Cost) plans start at $0 per month, include extra benefits that don’t come with Original Medicare and feature Midwest-based Member Services. Built on a network of doctors you already know and trust.

North Dakota Medicare Cost plans designed for you

Our Medicare Cost plans include a strong network that gives you access to the care you need from the doctor you want. Most plans also include in-network primary care copays of $0, and you can even pick a plan with $0 monthly premiums. Here are some more highlights of our Medicare plan perks and benefits:

Your smile matters to us. Most plans feature an annual maximum dental benefit for preventive care (like cleanings) and comprehensive care (like fillings or surgery).

You can choose plans that come with allowances for non-Medicare-covered eyewear plus select over-the-counter supplies. Stock up on pain relievers, cough medicine, first-aid items and more.

Whether you’re exploring the Peace Garden State or heading cross country, your Medicare plan can travel with you with in-network cost sharing for up to nine months of domestic travel. All plans also include Assist America® services*, and most plans include worldwide emergency and urgent care coverage, too.

Enjoy fitness perks through SilverSneakers®, like gym memberships and a home fitness kit. Plus, you’ll be covered for routine hearing exams and have options for hearing aids through TruHearing®.

Where our North Dakota Medicare Cost plans are available

Our Freedom (Cost) plans are available in these North Dakota counties: Barnes, Cass, Dickey, Kidder, LaMoure, Oliver, Ransom, Richland, Sargent and Traill.

2025 Freedom (Cost) plans

We’ve got you covered in cities and towns around Fargo, Wahpeton, southeast North Dakota and other select North Dakota areas.

Our Freedom (Cost) plans are available in these North Dakota counties:

  • Barnes
  • Cass
  • Dickey
  • Kidder
  • LaMoure
  • Oliver
  • Ransom
  • Richland
  • Sargent
  • Traill

You can also contact our experts.

Legal information

*Assist America services are only available during the first 90 consecutive days that you're away from your home and all arrangements must be made through Assist America.

Out-of-network/non-contracted providers are under no obligation to treat Plan members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.

All content ©2024 TruHearing, Inc. All Rights Reserved. TruHearing® is a registered trademark of TruHearing, Inc.

SilverSneakers® is a registered trademark of Tivity Health, Inc. ©2024 Tivity Health, Inc. All rights reserved.

Last updated January 2025

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