Find a 2025 Medicare plan for your prescription drugs

When you’re choosing a Medicare plan, prescription drug coverage is likely at the top of your list. One option is a Medicare Advantage plan, which typically combines medical and prescription drug coverage into one plan. Another option is a stand-alone Medicare Part D prescription drug plan (PDP) to work alongside Original Medicare.

All HealthPartners Medicare Advantage plans in Minnesota and most HealthPartners Medicare Advantage plans in Wisconsin include both medical and prescription drug coverage. They also provide extra perks so you can get the most out of Medicare.

Part D coverage is available in two ways, either through a Medicare Advantage plan or stand-alone Part D plan.

You’re not required to have Part D coverage. But keep in mind that if you enroll in Part D after your Initial Enrollment Period (IEP), you may have a late-enrollment penalty. This penalty is added to your Part D premium and usually lasts for as long as you have Medicare drug coverage.

You won’t be charged a late-enrollment penalty, though, if:

• You have other creditable prescription drug coverage, such as from an employer or union, before you enroll in Part D; or
• You get support from the Medicare Extra Help program

• What is Medicare Part D?
• Medicare Part D prescription drug tiers
• What’s the Medicare Prescription Payment Plan?
• Our Medicare Part D formulary and additional information