Medicare Evidence of Coverage and Annual Notice of Changes documents

It’s important to understand the details of your Medicare plan so you can make informed decisions about your care and coverage. Two documents you’ll receive when you enroll are your Evidence of Coverage (EOC) and Annual Notice of Changes (ANOC). They include thorough information about coverage, costs, changes to your plan and other specifics.

If you’re not sure what kind of plan you have, check your plan documents or contact Member Services.

Your EOC is a legal document that provides full, complete information about how your Medicare plan works. It explains in detail what your Medicare plan covers, how much you can expect to pay for services and more.

Your EOC also includes:

For Minnesota Senior Health Options (MSHO) members, the EOC is instead called a Member Handbook.

As you sign up for a new Medicare plan, it’s a good idea to review the plan’s EOC. That way you’ll know the specifics of your plan, including the scope of your coverage and potential costs. Once you’ve read through your EOC, keep it in a safe place with your other Medicare documents in case you have any questions.

Your ANOC describes changes to your Medicare plan’s coverage, costs or administration for the upcoming year. ANOCs are issued in October, and the changes they describe take effect the following January. When you receive your ANOC, it’s important to review it to know if there are any changes to your plan that might affect you in the coming year.