Wisconsin individual and family plan documents

Find all the documents and details for your plan

The documents below provide up-to-date details about your plan:

  • Summary of Benefits and Coverage (SBC) – Your SBC gives you general information about your plan, such as what’s covered, your out-of-pocket limits, prescription drug coverage, where to find in-network providers and more. This document is often the easiest-to-read summary of your plan.
  • Your legal contract with HealthPartners – Your contract contains all of the details about your insurance plan, including terms and conditions of your plan, your rights and responsibilities, and more.
  • Benefit chart – Your benefit chart includes the exact legal definition of coverage-related terms used in your plan documents. It also contains complete and comprehensive information about what your plan does and doesn’t cover.
  • Pediatric dental amendment – Some of our plans have dental benefits that only apply to people younger than 19. Those benefits are explained in this amendment.

2025 Wisconsin plan documents

Atlas plans

Plan name

Summary of Benefits and Coverage Contract Benefit charts
Atlas $1,000 Gold SBC (PDF) MGC-200.8-WI-IND-OMK-25 (PDF) BCH-200.8-WI-IND-IW110-25 (PDF)
Atlas $1,500 Standard Gold SBC (PDF) MGC-200.8-WI-IND-OMK-25 (PDF) BCH-200.8-WI-IND-IW113-25 (PDF)
Atlas $2,650 Plus Silver SBC (PDF) MGC-200.8-WI-IND-OMK-25 (PDF) BCH-200.8-WI-IND-IW102-25 (PDF)
Atlas $3,850 Plus Silver SBC (PDF) MGC-200.8-WI-IND-OMK-25 (PDF) BCH-200.8-WI-IND-IW112-25 (PDF)
Atlas $5,000 Standard Silver SBC (PDF) MGC-200.8-WI-IND-OMK-25 (PDF) BCH-200.8-WI-IND-IW115-25 (PDF)
Atlas $6,500 Plus Bronze SBC (PDF) MGC-200.8-WI-IND-OMK-25 (PDF) BCH-200.8-WI-IND-IW103-25 (PDF)
Atlas $7,500 Standard Bronze SBC (PDF) MGC-200.8-WI-IND-OMK-25 (PDF) BCH-200.8-WI-IND-IW114-25 (PDF)
Atlas $9,200 Catastrophic SBC (PDF) MGC-200.8-WI-IND-OMK-25 (PDF) BCH-200.8-WI-IND-IW105-25 (PDF)
Atlas $3,500 HSA Silver SBC (PDF) MGC-200.8-WI-IND-OMK-25 (PDF) BCH-200.8-WI-IND-IW106-25 (PDF)
Atlas $8,200 HSA Bronze SBC (PDF) MGC-200.8-WI-IND-OMK-25 (PDF) BCH-200.8-WI-IND-IW107-25 (PDF)

Plan name

Summary of Benefits and Coverage Contract Benefit charts
Atlas $1,000 Gold SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW644-25 (PDF)
Atlas Zero Cost Share Gold (IW602) SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW602-25 (PDF)
Atlas $1,000 Limited Cost Share Gold SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW645-25 (PDF)
Atlas $1,500 Standard Gold SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW655-25 (PDF)
Atlas Zero Cost Share Gold (IW656) SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW656-25 (PDF)
Atlas $1,500 Standard Limited Cost Share Gold SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW657-25 (PDF)
Atlas $2,650 Plus Silver SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW604-25 (PDF)
Atlas Zero Cost Share Silver (IW605) SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW605-25 (PDF)
Atlas $2,650 Plus Limited Cost Share Silver SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW606-25 (PDF)
Atlas $50 Plus Cost Share Silver SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW607-25 (PDF)
Atlas $600 Plus Cost Share Silver SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW608-25 (PDF)
Atlas $2,400 Plus Cost Share Silver SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW609-25 (PDF)
Atlas $5,000 Standard Silver SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW658-25 (PDF)
Atlas Zero Cost Share Silver (IW659) SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW659-25 (PDF)
Atlas $5,000 Standard Limited Cost Share Silver SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW660-25 (PDF)
Atlas $0 Standard Cost Share Silver SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW661-25 (PDF)
Atlas $500 Standard Cost Share Silver SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW662-25 (PDF)
Atlas $3,000 Standard Cost Share Silver SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW663-25 (PDF)
Atlas $6,500 Plus Bronze SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW616-25 (PDF)
Atlas Zero Cost Share Bronze (IW617) SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW617-25 (PDF)
Atlas $6,500 Plus Limited Cost Share Bronze SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW618-25 (PDF)
Atlas $7,500 Standard Bronze SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW664-25 (PDF)
Atlas Zero Cost Share Bronze (IW665) SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW665-25 (PDF)
Atlas $7,500 Standard Limited Cost Share Bronze SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW666-25 (PDF)
Atlas $9,200 Catastrophic SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW622-25 (PDF)
Atlas $3,500 HSA Silver SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW623-25 (PDF)
Atlas Zero Cost Share Silver (IW624) SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW624-25 (PDF)
Atlas $3,500 Limited Cost Share Silver SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW625-25 (PDF)
Atlas $150 Cost Share Silver SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW626-25 (PDF)
Atlas $1,200 Cost Share Silver SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW627-25 (PDF)
Atlas $2,750 Cost Share Silver SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW628-25 (PDF)
Atlas $8,200 HSA Bronze SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW629-25 (PDF)
Atlas Zero Cost Share Bronze (IW630) SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW630-25 (PDF)
Atlas $8,200 Limited Cost Share Bronze SBC (PDF) MGC-200.8-WI-IND-MK-25 (PDF) BCH-200.8-WI-IND-IW631-25 (PDF)

Robin Oak plans

Plan name

Summary of Benefits and Coverage Contract Benefit charts
Robin Oak $1,000 Gold SBC (PDF) MGC-200.8-WI-IND-RO-OMK-25 (PDF) BCH-200.8-WI-IND-IR107-25 (PDF)
Robin Oak $1,500 Standard Gold SBC (PDF) MGC-200.8-WI-IND-RO-OMK-25 (PDF) BCH-200.8-WI-IND-IR112-25 (PDF)

Plan name

Summary of Benefits and Coverage Contract Benefit charts
Robin Oak $1,000 Gold SBC (PDF) MGC-200.8-WI-IND-RO-MK-25 (PDF) BCH-200.8-WI-IND-IR626-25 (PDF)
Robin Oak Zero Cost Share Gold (IR602) SBC (PDF) MGC-200.8-WI-IND-RO-MK-25 (PDF) BCH-200.8-WI-IND-IR602-25 (PDF)
Robin Oak $1,000 Limited Cost Share Gold SBC (PDF) MGC-200.8-WI-IND-RO-MK-25 (PDF) BCH-200.8-WI-IND-IR627-25 (PDF)
Robin Oak $1,500 Standard Gold SBC (PDF) MGC-200.8-WI-IND-RO-MK-25 (PDF) BCH-200.8-WI-IND-IR642-25 (PDF)
Robin Oak Zero Cost Share Gold (IR643) SBC (PDF) MGC-200.8-WI-IND-RO-MK-25 (PDF) BCH-200.8-WI-IND-IR643-25 (PDF)
Robin Oak $1,500 Standard Limited Cost Share Gold SBC (PDF) MGC-200.8-WI-IND-RO-MK-25 (PDF) BCH-200.8-WI-IND-IR644-25 (PDF)

Robin Select plans

Plan name

Summary of Benefits and Coverage Contract Benefit charts
Robin Select $2,800 Plus Silver SBC (PDF) MGC-200.8-WI-IND-RS-OMK-25 (PDF) BCH-200.8-WI-IND-IR122-25 (PDF)
Robin Select $3,600 Plus Silver SBC (PDF) MGC-200.8-WI-IND-RS-OMK-25 (PDF) BCH-200.8-WI-IND-IR116-25 (PDF)
Robin Select $5,000 Standard Silver SBC (PDF) MGC-200.8-WI-IND-RS-OMK-25 (PDF) BCH-200.8-WI-IND-IR123-25 (PDF)
Robin Select $6,500 Plus Bronze SBC (PDF) MGC-200.8-WI-IND-RS-OMK-25 (PDF) BCH-200.8-WI-IND-IR117-25 (PDF)
Robin Select $7,500 Standard Bronze SBC (PDF) MGC-200.8-WI-IND-RS-OMK-25 (PDF) BCH-200.8-WI-IND-IR118-25 (PDF)
Robin Select $9,200 Catastrophic SBC (PDF) MGC-200.8-WI-IND-RS-OMK-25 (PDF) BCH-200.8-WI-IND-IR121-25 (PDF)
Robin Select $3,500 HSA Silver SBC (PDF) MGC-200.8-WI-IND-RS-OMK-25 (PDF) BCH-200.8-WI-IND-IR119-25 (PDF)
Robin Select $8,200 HSA Bronze SBC (PDF) MGC-200.8-WI-IND-RS-OMK-25 (PDF) BCH-200.8-WI-IND-IR120-25 (PDF)

Plan name

Summary of Benefits and Coverage Contract Benefit charts
Robin Select $2,800 Plus Silver SBC (PDF) MGC-200.8-WI-IND-RS-MK-25 (PDF) BCH-200.8-WI-IND-IR660-25 (PDF)
Robin Select Zero Cost Share Silver (IR661) SBC (PDF) MGC-200.8-WI-IND-RS-MK-25 (PDF) BCH-200.8-WI-IND-IR661-25 (PDF)
Robin Select $2,800 Plus Limited Cost Share Silver SBC (PDF) MGC-200.8-WI-IND-RS-MK-25 (PDF) BCH-200.8-WI-IND-IR662-25 (PDF)
Robin Select $50 Cost Share Reduction Silver SBC (PDF) MGC-200.8-WI-IND-RS-MK-25 (PDF) BCH-200.8-WI-IND-IR663-25 (PDF)
Robin Select $700 Cost Share Reduction Silver SBC (PDF) MGC-200.8-WI-IND-RS-MK-25 (PDF) BCH-200.8-WI-IND-IR664-25 (PDF)
Robin Select $2,450 Cost Share Reduction Silver SBC (PDF) MGC-200.8-WI-IND-RS-MK-25 (PDF) BCH-200.8-WI-IND-IR665-25 (PDF)
Robin Select $5,000 Standard Silver SBC (PDF) MGC-200.8-WI-IND-RS-MK-25 (PDF) BCH-200.8-WI-IND-IR666-25 (PDF)
Robin Select Zero Cost Share Silver (IR667) SBC (PDF) MGC-200.8-WI-IND-RS-MK-25 (PDF) BCH-200.8-WI-IND-IR667-25 (PDF)
Robin Select $5,000 Standard Limited Cost Share Silver SBC (PDF) MGC-200.8-WI-IND-RS-MK-25 (PDF) BCH-200.8-WI-IND-IR668-25 (PDF)
Robin Select $0 Standard Cost Share Reduction Silver SBC (PDF) MGC-200.8-WI-IND-RS-MK-25 (PDF) BCH-200.8-WI-IND-IR669-25 (PDF)
Robin Select $500 Standard Cost Share Reduction Silver SBC (PDF) MGC-200.8-WI-IND-RS-MK-25 (PDF) BCH-200.8-WI-IND-IR670-25 (PDF)
Robin Select $3,000 Standard Cost Share Reduction Silver SBC (PDF) MGC-200.8-WI-IND-RS-MK-25 (PDF) BCH-200.8-WI-IND-IR671-25 (PDF)
Robin Select $6,500 Plus Bronze SBC (PDF) MGC-200.8-WI-IND-RS-MK-25 (PDF) BCH-200.8-WI-IND-IR672-25 (PDF)
Robin Select Zero Cost Share Bronze (IR673) SBC (PDF) MGC-200.8-WI-IND-RS-MK-25 (PDF) BCH-200.8-WI-IND-IR673-25 (PDF)
Robin Select $6,500 Plus Limited Cost Share Bronze SBC (PDF) MGC-200.8-WI-IND-RS-MK-25 (PDF) BCH-200.8-WI-IND-IR674-25 (PDF)
Robin Select $7,500 Standard Bronze SBC (PDF) MGC-200.8-WI-IND-RS-MK-25 (PDF) BCH-200.8-WI-IND-IR675-25 (PDF)
Robin Select Zero Cost Share Bronze (IR676) SBC (PDF) MGC-200.8-WI-IND-RS-MK-25 (PDF) BCH-200.8-WI-IND-IR676-25 (PDF)
Robin Select $7,500 Standard Limited Cost Share Bronze SBC (PDF) MGC-200.8-WI-IND-RS-MK-25 (PDF) BCH-200.8-WI-IND-IR677-25 (PDF)
Robin Select $9,200 Catastrophic SBC (PDF) MGC-200.8-WI-IND-RS-MK-25 (PDF) BCH-200.8-WI-IND-IR687-25 (PDF)
Robin Select $3,500 HSA Silver SBC (PDF) MGC-200.8-WI-IND-RS-MK-25 (PDF) BCH-200.8-WI-IND-IR678-25 (PDF)
Robin Select Zero Cost Share Silver (IR679) SBC (PDF) MGC-200.8-WI-IND-RS-MK-25 (PDF) BCH-200.8-WI-IND-IR679-25 (PDF)
Robin Select $3,500 HSA Limited Cost Share Silver SBC (PDF) MGC-200.8-WI-IND-RS-MK-25 (PDF) BCH-200.8-WI-IND-IR680-25 (PDF)
Robin Select $150 Cost Share Reduction Silver SBC (PDF) MGC-200.8-WI-IND-RS-MK-25 (PDF) BCH-200.8-WI-IND-IR681-25 (PDF)
Robin Select $1,200 Cost Share Reduction Silver SBC (PDF) MGC-200.8-WI-IND-RS-MK-25 (PDF) BCH-200.8-WI-IND-IR682-25 (PDF)
Robin Select $2,750 Cost Share Reduction Silver SBC (PDF) MGC-200.8-WI-IND-RS-MK-25 (PDF) BCH-200.8-WI-IND-IR683-25 (PDF)
Robin Select $8,200 HSA Bronze SBC (PDF) MGC-200.8-WI-IND-RS-MK-25 (PDF) BCH-200.8-WI-IND-IR684-25 (PDF)
Robin Select Zero Cost Share Bronze (IR685) SBC (PDF) MGC-200.8-WI-IND-RS-MK-25 (PDF) BCH-200.8-WI-IND-IR685-25 (PDF)
Robin Select $8,200 HSA Limited Cost Share Bronze SBC (PDF) MGC-200.8-WI-IND-RS-MK-25 (PDF) BCH-200.8-WI-IND-IR686-25 (PDF)